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An insurance cover wherein, in the event of the person sustaining bodily injuries resulting solely and directly from an accident caused by external, violent and visible means, resulting into death of disablement.

Risk: Severe accident of bread earner

Probable loss: huge hospitalization expense and income can ruin your finances and goals of life.

Why personal accident insurance?

»  Accident can happen to anyone, anywhere at anytime.

»  Increase in number of accidents and fatal injuries.

»  It is a low cost supplemental to your life insurance.

»  Minimal/no medical examinations required to buy this plan.

What does it cover?

It covers

»  Accidental death

»  Permanent & temporary total disability

»  Permanent total loss of use

»  Accidental hospitalization 

»  Child education support

Types of personal accident

»  Individual cover

»  Floater cover

»  Basic cover

»  Comprehensive cover

Exclusions

»  Suicide, attempted suicide

»  Under the influence of drugs, alcohol & other intoxicants

»  Participation in felony, riots, war etc.

»  Loss due to child birth or pregnancy

»  Any hospitalization less than 24 hrs.

 

To get a Personal Accident Insurance quote make appointment now.

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